Welcome to www.growwealthgroup.com, a website (“Site”) comprised of various web pages and operated by GWG for informational and educational purposes. The use of the Site is offered to you conditioned on your acceptance without modification of the terms, conditions, and notices contained herein (the “Terms”), including the separately stated GWG Privacy Policy. Your use of the Site and any related sites, including www.myfirstdealormillion.com, constitutes your agreement to all such Terms. Please read these Terms carefully and in their entirety before using the Site and keep a copy of them for your reference. GWG provides business, investing, real estate, and wealth management information and educational services through the Site, as well as the companion site at www.myfirstdealormillion.com, and www.growwealthgroup.com provides Users with information and educational materials concerning business, investing, real estate, and wealth management concepts, principles, and general strategies in the United States.
The information on this Site is for informational and educational purposes only. It is believed to be reliable, but we do not warrant its completeness, timeliness or accuracy. User accesses, uses, and relies upon such content at User’s own risk. It is very important that you please seek the advice of appropriate professionals, including tax preparers, tax advisors, accountants, CPA’s, lawyers, financial services providers, CFP’s, stock brokers, real estate agents, or real estate brokers as necessary regarding the evaluation and implementation of any content on this Site. The information on this Site is not intended as an offer or solicitation for the purchase of any stock, any other security or any financial instrument or to provide any investment service or investment advice in any jurisdiction. Nothing contained on this Site or any related site or set forth in any related materials is intended to be nor should it be relied upon as specific advice or recommendations to anyone using the Site or related materials and the decision to do so is entirely your own and at your own risk. We cannot stress enough our suggestion that you seek appropriate professional advice befo
Your use of www.growwealthgroup.com is subject to GWG’s Privacy Policy. Please review our Privacy Policy carefully and in detail as it also governs the Site and informs Users of our data collection practices
Visiting www.growwealthgroup.com or sending emails to GWG constitutes electronic communications. You consent to receive electronic communications and you agree that all agreements, notices, disclosures and other communications that we provide to you electronically, via email and on the Site, satisfy any legal requirement that such communications be in writing.
GWG does not knowingly collect, either online or offline, personal information from persons under the age of thirteen. If you are under eighteen years of age, you may only use the Site with express permission of a parent or guardian.
The Site may contain links to other websites (“Linked Sites”). The Linked Sites are not under the control of GWG, and GWG is not responsible for the contents of any Linked Sites, including without limitation, any link contained in a Linked Site, or any changes or updates to a Linked Site. GWG is providing these links to you only as a convenience, and the inclusion of any link does not imply endorsement by GWG of the site or any association with its operators. Certain services made available via www.growwealthgroup.com or www.myfirstdealormillion.com are delivered by third party sites and organizations. By using any product, service or functionality originating from the Site, you hereby acknowledge and consent that GWG may share such information and data with any third party with whom GWG has contractual relationship to provide the requested product, service or functionality on behalf of Site users and visitors.
You are granted a non-exclusive, non-transferable, revocable license to access and use the Site strictly in accordance with these Terms of Use. As a condition of your use of the Site, you warrant to GWG that you will not use the Site for any purpose that is unlawful or prohibited by these Terms. You may not use the Site in any manner which could damage, disable, overburden, or impair the Site or interfere with any other party’s use and enjoyment of the Site. Further, you may not obtain or attempt to obtain any materials or information through any means not intentionally made available or provided for through the Site. All content included as part of the Site, such as text, graphics, logos, images, as well as the compilation thereof, and any software used on the Site, is the property of GWG or its suppliers, unless otherwise expressly stated, and is protected by copyright and other laws that protect intellectual property and proprietary rights. You agree to observe and abide by all copyright and other proprietary notices, legends or other restrictions contained in any such content and will not make any changes thereto. Further, by using the Site you agree that you will not modify, publish, transmit, reverse engineer, participate in the transfer or sale, create derivative works, or in any way exploit any of the content, in whole or in part, found on the Site. GWG content is not for resale. Your use of the Site does not entitle you to make any unauthorized use of any protected content, and in particular you will not delete or alter any proprietary rights or attribution notices in any content. You will use protected content solely for your personal use and will make no other use of the content without the express written permission of GWG and the copyright owners. You agree that you do not acquire any ownership rights in any protected content. We do not grant you any licenses, express or implied, to the intellectual property of GWG or our licensors except as expressly authorized by these Terms
The Site is controlled, operated and administered by GWG from our offices within the USA. If you access the Service from a location outside the United States, you are responsible for compliance with all local laws. You agree that you will not use the GWG Content accessed through www.growwealthgroup.com or www.myfirstdealormillion.com in any country or in any manner prohibited by any applicable laws, restrictions or regulations.
By using the Site, you agree to indemnify, defend and hold harmless GWG, its members, officers, directors, employees, agents and third parties, for any losses, costs, liabilities and expenses (including reasonable attorney’s fees) relating to or arising out of your use of, or inability to use the Site or services, any user postings made by you, your violation of any terms of this Agreement or your violation of any rights of a third party, or your violation of any applicable laws, rules or regulations. GWG reserves the right, at its own cost, to assume the exclusive defense and control of any matter otherwise subject to indemnification by you, in which event you will fully cooperate with GWG in asserting any available defenses.
GWG makes every effort to provide an accessible website experience for all users as set forth by the World Wide Web Consortium’s (W3C) Web Content Accessibility Guidelines (WCAG 2.0 AA). For additional assistance, or to submit a comment and/or concern, please contact GWG directly at info@growwealthgroup.com
In the event a User or group of Users and GWG (collectively, the “Parties”) are not able to resolve any dispute between them arising out of or concerning these Terms and Conditions, or any provisions hereof, whether in contract, tort, or otherwise at law or in equity for damages or any other relief, then such dispute shall be resolved only by final and binding arbitration pursuant to the Federal Arbitration Act, conducted by a single neutral arbitrator and administered by the American Arbitration Association, or a similar arbitration service selected by the Parties, in a location mutually agreed upon by the parties. The arbitrator’s award shall be final, and judgement may be entered upon it in any court having jurisdiction. In the event that any legal or equitable action, proceeding or arbitration arises out of or concerns these Terms and Conditions, the prevailing party shall be entitled to recover its costs and reasonable attorney’s fees. The Parties agree to arbitrate all disputes and claims regarding these Terms and Conditions or any disputes arising as a result of these Terms and Conditions, whether directly or indirectly, including Tort claims that are a result of these Terms and Conditions. The Parties agree that the Federal Arbitration Act governs the interpretation and enforcement of this provision. The entire dispute, including the scope and enforceability of this arbitration provision shall be determined by the Arbitrator. This arbitration provision shall survive the termination of these Terms and Conditions.
Any arbitration under these Terms will take place on an individual basis; class arbitrations and class/representative/collective actions are not permitted. The Parties agree that a party may bring claims against the other only in each’s individual capacity, and not as a plaintiff or class member in any putative class, collective and/or representative proceeding, such as in the form of a private attorney general action against the other. Further, unless both you and GWG agree otherwise, the arbitrator may not consolidate more than one person’s claims and may not otherwise preside over any form of a representative or class proceeding.
THE INFORMATION, SOFTWARE, PRODUCTS, AND SERVICES INCLUDED IN OR AVAILABLE THROUGH THE SITE MAY INCLUDE INACCURACIES OR TYPOGRAPHICAL ERRORS. CHANGES ARE PERIODICALLY ADDED TO THE INFORMATION HEREIN. GWG ADVISORS AND/OR ITS SUPPLIERS AND AFFILIATES, MAY MAKE IMPROVEMENTS AND/OR CHANGES IN THE SITE AT ANY TIME.
GWG AND/OR ITS SUPPLIERS MAKE NO REPRESENTATIONS ABOUT THE SUITABILITY, RELIABILITY, AVAILABILITY, TIMELINESS, AND ACCURACY OF THE INFORMATION, SOFTWARE, PRODUCTS, SERVICES AND RELATED GRAPHICS CONTAINED ON THE SITE FOR ANY PURPOSE. TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW, ALL SUCH INFORMATION, SOFTWARE, PRODUCTS, SERVICES AND RELATED GRAPHICS ARE PROVIDED “AS IS” WIHTOUT WARRANTY OR CONDITION OF ANY KIND. GWG AND/OR ITS SUPPLIERS HEREBY DISCLAIM ALL WARRANTIES AND CONDITIONS WITH REGARD TO THIS INFORMATION, SOFTWARE, PRODUCTS, SERVICES AND RELATED GRAPHICS, INCLUDING ALL IMPLIED WARRANTIES OR CONDITIONS OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, TITLE, AND NONINFRIGEMENT.
TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW, IN NO EVENT SHALL GWG AND/OR ITS SUPPLIERS OR AFFILIATES BE LIABLE FOR ANY DIRECT, INDIRECT, PUNITIVE, INCIDENTAL, SPECIAL, CONSEQUENTIAL DAMAGES OR ANY DAMAGES WHATSOEVER INCLUDING, WITHOUT LIMITATION, DAMAGES FOR LOSS OF USE, DATA OR PROFITS, ARISING OUT OF OR IN ANY WAY CONNECTED WITH THE USE OR PERFORMANCE OF THE SITE, WITH THE DELAY OR INABILITY TO USE THE SITE OR RELATED SERVICES, THE PROVISION OR FAILURE TO PROVIDE SERVICES, OR FOR ANY INFORMATION, SOFTWARE, PRODUCTS, SERVICES AND RELATED GRAPHICS OBTAINED THROUGH THE SITE, OR OTHERWISE ARISING OUT OF THE USE OF THE SITE, WHETHER BASED ON CONTRACT, TORT, NEGLIGENCE, STRICT LIABILITY OR OTHERWISE, EVEN IF GWG OR ANY OF ITS SUPPLIERS OR AFFILIATES HAS BEEN ADVISED OF THE POSSIBILITY OF DAMAGES. BECAUSE SOME STATES/JURISDICTIONS DO NOT ALLOW THE EXCLUSION OR LIMITATION OF LIABILITY FOR CONSEQUENTIAL OR INCIDENTAL DAMAGES, THE ABOVE LIMITATION MAY NOT APPLY TO YOU. IF YOU ARE DISSATISFIED WITH ANY PORTION OF THE SITE, OR WITH ANY OF THESE TERMS OF USE, YOUR SOLE AND EXCLUSIVE REMEDY IS TO DISCONTINUE USING THE SITE.
GWG reserves the right, in its sole discretion, to terminate your access to the Site and the related services or any portion thereof at any time, without notice. To the maximum extent permitted by the law, this agreement is governed by the laws of the State of California and you hereby consent to the exclusive jurisdiction and venue of courts in California in all disputes arising out of or relating to the use of the Site. Use of the Site is unauthorized in any jurisdiction that does not give effect to all provisions of these Terms, including, without limitation, this section.
You agree that no joint venture, partnership, employment, or agency relationship exists between you and GWG as a result of this agreement or use of the Site. GWG’s performance of this agreement is subject to existing laws and legal process, and nothing contained in this agreement is in derogation of GWG’s right to comply with governmental, court and law enforcement requests or requirements relating to your use of the Site or information provided or gathered by GWG with respect to such use. If any part of this agreement is determined to be invalid or unenforceable pursuant to applicable law including, but not limited to, the warranty disclaimers and liability limitations set forth above, then the invalid or unenforceable provision will be deemed superseded by a valid, enforceable provision that most closely matches the intent of the original provision and the remainder of the agreement shall continue in effect.
Unless otherwise specified herein, this agreement constitutes the entire agreement between the user and GWG with respect to the Site and it supersedes all prior or contemporaneous communications and proposals, whether electronic, oral or written, between the user and GWG with respect to the Site. A printed version of this agreement and of any notice given in electronic form shall be admissible in judicial or administrative proceedings based upon or relating to this agreement to the same extent and subject to the same conditions as other business documents and records originally generated and maintained in printed form. It is the express wish of the parties that this agreement and all related documents be written in English.
GWG reserves the right, in its sole discretion, to change the Terms under which www.growwealthgroup.com is offered. The most current version of the Terms will supersede all previous versions. GWG encourages you to periodically review the Terms to stay informed of our updates.
GWG welcomes your questions or comments regarding the Terms:
Grow Wealth Group LLC
208 E. 51st Street. #216, NY, NY 10022
info@growwealthgroup.com
Terms of Use updated and effective as of March 10, 2021.